About
This all started when i found myself laid off with heavy debt ...
In 2000, I was laid off with significant credit card debt and student loans, facing missed payments and mounting interest.
By 2005, despite a new job and higher income, I had a credit score of 529. Refusing to accept "no," I began my financial transformation.
Today, I own real estate in one of California's most prestigious cities and have a healthy investment portfolio. This success comes from learning to manage my finances strategically. Now, I help others achieve the same financial freedom through RESET Budgeting & Financial Coaching.
I'm J'neane, and My mission is to revolutionize your money mindset, liberate you from shame, and help you live well!
Average increase in client credit scores
Peek at
the numbers
290 +
Years of facilitation, training, coaching & development experience
Budgeting and Financial coaching experience
Higher ed degrees + certifications
3
25 +
10 +
we're a match if...
you're sick and tired of being sick and tired financially
01.
you operate from a place of integrity, openness and trust
02.
you're ready to be temporarily uncomfortable
03.
you're ready for life on the other side of “broke(n)”
04.
Notes /
- J'Neane
you're willing to include GOD on the journey
05.
My goal is to be of service to your wildest financial dreams. To see light bulbs come on for you, to support you when it gets hard, and to celebrate even your littlest wins. That is my promise to you.
ENJOY THE LIFE GOD INTENDED for you!
RESET Budgeting & Financial Coaching’s mission is to educate and empower individuals, schools, small businesses and churches to activate the power of smart money management, saving, and budgeting, as inspired by the Word of God.
mission
the RESET
We help everyday people manage their everyday money, with no shame, no shade, to ATTRACT WEALTH, NOT LACK. To create abundance and an inheritance for you and your family for generations to come.
Who better to guide you than someone who has lived through financial struggles and come out stronger on the other side?
Hi, I'm J'Neane
Your budgeting and finance coach
Oh
Hello
Today, I own real estate, including a home in one of California's most prestigious cities, and enjoy the benefits of a healthy investment portfolio. A well-crafted budget has allowed me to invest, save for retirement and my children's education, create a comfortable home for my mother's retirement, and indulge in life's little pleasures. That 529 credit score is now a distant memory, replaced by a solid financial foundation.
I’ve had the pleasure of helping numerous individuals rebuild their relationship with money and elevate their credit scores to the 800s. My passion for empowering others inspired me to establish RESET Budgeting & Financial Coaching, because everyone deserves a RESET.
Wife, mother, professional, and a recovered money management mess, my sole purpose is to teach everyday people to effectively manage their money to eliminate stress and shame and experience the financial freedom they deserve, because God says so!
In your heart, you know what you need to do. Make the first step, that’s the hardest one. I’ll take the rest of them with you…
P.S. There’s always one in the bunch who doesn’t want to take the family picture lol!
MY WHY
family
Family is one of the main motivators for what I do
Smart money management creates generational wealth
1994
Signed up for my first three credit cards on “the yard” - and received the most expensive hat I own (ask me about this!)
1995
2000
Experienced my first tech layoff during the Dot.Com Crash in San Francisco. Multiple credit cards, student loans = No JOB, No MONEY & NO SAVINGS
2005
Applied for my first home loan, only to find out that my credit score was 529, and no bank was willing to lend to me. This rejection was my motivation to NEVER experience this feeling ever again.
By my sophomore year, all of my credit cards were maxed out - $3000
2006 - 2008
Paid off my credit card and unnecessary debt with my side hustle and my W2. Increased my credit score to the mid-700’s
2009
2017
Hosted my first multi-day church money workshop - “RESET Your Mind, RESET Your Finances, RESET Your Possibilities” in June 2017. The ‘reset” seed was born
Purchased my first home as a single woman in California. I qualified for my first home loan with a 5% interest rate (that was pretty decent then). My home buying journey was included in the October 2009 edition of Essence magazine
2023
Encountered my second layoff from my “good, good paying job”.
2023
2024
Launched “God, Can I Hold a Dollar” The Podcast
Finally took the leap to establish my business - RESET Budgeting & Financial Coaching was officially unleashed to the world.
Get your copy!
It's more than just a book title. It's a philosophy of practical financial wisdom. A mindset and a guide to transform your finances. This book empowers you to take control of your financial future. With step-by-step systems, you'll conquer your financial habits and get back to basics. Available now on Amazon.
